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False.
Disability insurance provides you with income if you become
sick or injured and are unable to work. If is not designed
to cover LTC expenses.
Right: 83% - Wrong: 10% - Didn't know: 7%
Answer: |
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True.
It is estimated that approximately 49% of people turning
65 will need LTC at some point in their lives, and that
approximately 72% will use home care services. Right:
79% - Wrong: 17% Didn't know: 4%
Answer: |
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True.
While the maximum level of assets you're allowed to keep
varies from state to state, people are required to spend
down assets to a significantly low level before they can
qualify for Medicaid benefits.
Right: 57% - Wrong 36% - Don't know: 7%
Answer: |
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True.
Medicare spending accounted for 16% of total LTC expenditures
in 2004. While Medicare primarily covers acute care, it
pays for limited stays in post-acute skilled nursing care
facilities and home health care.
Right: 55% - Wrong: 39% - Didn't know: 7%
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True.
While the maximum level of assets you're allowed to keep
varies from state to state, people are required to spend
down assets to a significantly low level before they can
qualify for Medicaid benefits.
Right: 57% - Wrong 36% - Don't know: 7%
Answer: |
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False.
Most LTC is not provided in nursing homes. 80% of older
adults who receive LTC do so in their own homes or community
settings.
Right: 47% - Wrong: 49% - Didn't know: 3%
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True.
While the maximum level of assets you're allowed to keep
varies from state to state, people are required to spend
down assets to a significantly low level before they can
qualify for Medicaid benefits.
Right: 57% - Wrong 36% - Don't know: 7%
Answer: |
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False.
Medicaid primarily covers LTC services in nursing homes.
In states where Medicaid does cover home-based LTC services,
it is done so on a limited basis.
Right: 45% - Wrong: 38% - Didn't know: 17%
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True.
While the maximum level of assets you're allowed to keep
varies from state to state, people are required to spend
down assets to a significantly low level before they can
qualify for Medicaid benefits.
Right: 57% - Wrong 36% - Don't know: 7%
Answer: |
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False.
Medicare provides few benefits for the LTC services required
by most people with Alzheimer's disease. Full reimbursement
for skilled nursing home care is limited to 100 days per benefit
period, after which time the patient must contribute to the
costs. Also, Medicare pays nothing if the patient requires only
custodial care.
Right: 43% - Wrong: 33% - Didn't know: 24%
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True.
While the maximum level of assets you're allowed to keep
varies from state to state, people are required to spend
down assets to a significantly low level before they can
qualify for Medicaid benefits.
Right: 57% - Wrong 36% - Don't know: 7%
Answer: |
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False.
The average length of stay in a nursing home is 2.4 years. Of
those admitted to nursing homes, 50% stay less than six months,
and 10% stay three or more years.
Right: 37% - Wrong: 57% Didn't know: 7%
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True.
While the maximum level of assets you're allowed to keep
varies from state to state, people are required to spend
down assets to a significantly low level before they can
qualify for Medicaid benefits.
Right: 57% - Wrong 36% - Don't know: 7%
Answer: |
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True.
True. 37% of people receiving LTC are between the ages of 18
and 64.
Right: 30% - Wrong: 64% - Don't know: 5%
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True.
While the maximum level of assets you're allowed to keep
varies from state to state, people are required to spend
down assets to a significantly low level before they can
qualify for Medicaid benefits.
Right: 57% - Wrong 36% - Don't know: 7%
Answer: |
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False.
On a national average, a one-year stay in a nursing home costs
about $71,000.
Right: 29% - Wrong: 65% - Didn't know: 6%
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True.
While the maximum level of assets you're allowed to keep
varies from state to state, people are required to spend
down assets to a significantly low level before they can
qualify for Medicaid benefits.
Right: 57% - Wrong 36% - Don't know: 7%
Answer: |
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